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If there is one problem plaguing a lot of people in Nigeria and beyond today, it is lack of money. This is occasioned by lack of knowledge of where and how to actually get it. Therefore, publication of this text entitled “Where Money is Hiding”, written by Reverend Elekima Ekine, Resident Pastor of Christ Chapel International Churches, Ashi, Ibadan, Oyo State, Nigeria is timely. Ekine is an authority on application of biblical principles to financial management.

He says without money, destinies will remain unfulfilled. This author asserts that until you overcome the compromise of money, you will not be released into the fullness that God has for you. Ekine says we all need money to be relevant and make meaningful impact in life, hence the need to discuss money. He discloses that people have different perspectives about sources of getting money and how to attract wealth.

Ekine therefore quotes Isaiah 45:3 thus: “… And I will give thee the treasures of darkness, and hidden riches of secret places, that thou mayest know that I, the LORD, which call thee by thy name, am the God of Israel.” This author submits that this implies that money is hidden in secret and unexpected places and therefore the purpose of this book is to help you discover where money is hiding by employing practical applications.

As regards structure, this text is segmented into 11 chapters. Chapter one is entitled “Money is hiding in relationships”. In the words of Ekine here, “The first clue to money’s hiding place is our definition: A neutral instrument of exchange agreed to by any two people. I want you to take note of the phrase, ‘agreed to by any two people’. When you begin to talk about agreement between two or more people you are talking about relationship.”

He quotes this Chinese proverb to amplify his point: “If you want one year of prosperity, grow grains; if you want ten years of prosperity, grow trees; but if you want one hundred years of prosperity then grow people.” This author adds that the amount of money you have within your reach is not defined by what is in your bank account but the network of relationships you have built. He predicates this assertion on the fact that if you need money but lack the network of relationships that can assist you get it, then, you may not be able to meet your financial needs.

Chapter two is based on the subject matter of money hiding in needs, problems and desires. Here, this author says money is hiding in people because where people are, there are needs, problems and desires. He expatiates that where there are needs, problems and desires, there is no shortage of opportunities to make money as money comes when you can find solutions to identified problems. Ekine educates that we have telephone today because its idea came from a man who wanted to offer solution to the needs of his sister who had a hearing problem. The man made something like a hearing aid and this eventually evolved into the telephone we have today. This author differentiates between people’s problems and needs. According to him, “For instance, someone’s toothache is the dentist’s opportunity of locating money. That is not a need, but a problem. All you need to do is identify problems around you, find solutions to them and let people know you have answer to their problems.”

He educates that the next thing to problems and needs is desire. Ekine asserts that desires are not necessarily needs and they may or may not be problems. This author says, “For instance, to travel on a plane, you do not have to go first class, therefore going first class is a desire to make a statement. Therefore people pay more for their desires. In other words, there is more money in answering to people’s desires than there is in meeting needs… If you want to locate more money than you have been doing in meeting people’s needs and solving their problems, then begin to answer to people’s desires.”

Chapter three is christened “Money is ideas”. Here, Ekine educates that to be able to locate money in people’s problems, needs and desires, you need ideas. Ideas, according to this author, turn problems, needs and desires into moneymaking opportunities. “This is why it is said that people with ideas rule the world…Money lives in ideas,” explains this author.

In chapters four to seven, Ekine analytically X-rays concepts such as money is hiding in vision; money is hiding in work; money is hiding in abilities and money is hiding in waste.

Chapter eight focuses on the issue of money hiding in time. Ekine says money is hiding in time and the amount of time you locate in time depends on the amount of time within your control. He educates that whoever controls your time controls how much money you make.

In chapters nine to 11, Ekine beams his intellectual searchlight on the concepts of money hiding in its seed, money hiding in your employees and money hiding in God.

Stylistically, this text is on the high rung of the ladder. For instance, the language is simple and the subject matter presentation very didactic. These are expected, given the background of the author as a pastor who knows the importance of simplicity of language and detailed illustrations to effective communication and understanding. Ekine generously employs biblical allusions to achieve conceptual reinforcement and lend credibility to its overall subject matter. This author deliberately repeats the main clause “Money is hiding”, in all the 11 chapters, as a constant reminder of the answers to the suspense and anticipation created by the title of the book.

What’s more, the title of the text conjures an image and personifies money as if it were a human being that could hide. The cover design of the text radiates high aesthetic appeal and the (inner) layout very eye-friendly. Ekine employs graphical embroidery to achieve visual reinforcement of readers’ understanding. He includes Golden Nuggets section at the end of each chapter to offer major points to readers. It is said in textual criticism that there is no book that is perfect. This text is also not an exception. On page xiv, “…different perspective” is used instead of “…different perspectives”. Another minor punctuation error is “… peoples’ problems” (page 43), instead of people’s problems”.

Generally, this work of high intellectual creativity is a reservoir of rare financial knowledge as it conveys interface between biblical principles and financial education. It is a must-read and the tips must-apply for anybody that is prepared to be free from the shackles of financial lack. It is revealing.

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The central point of Woolf’s A Room of One’s Own is that every woman needs freedom-something men are able to enjoy without question. To create something women must be free financially as well as from all kinds of prejudices. Therefore, the room of women stands for many larger issues, such as privacy, leisure, and financial independence. Not only economic facts but also she emphasizes on an unprejudiced state of mind of women to show creativity. A room of one’s own is a mighty proposition for women’s independence in creative endeavors. In the past women were not allowed into particular universities and libraries-let alone given the opportunity to creatively express themselves. We will analyze Woolf’s insight towards the necessity of financial freedom of women first in the essay.

For this, Woolf gives reference to the history where women had no money of their own. She gives information how the buildings of Oxford University have been constructed. When the age of faith was over and the age of reason came in the 18th century, merchant class and manufacturer were the patrons of the universities. At that time women had no money to contribute to the Oxford and Cambridge. That time universities founded by the industrialists.

A room of one’s own is a mighty proposition for women’s independence in creative endeavors. In the past women were not allowed into particular universities and libraries-let alone given the opportunity to creatively express themselves.

Much of ‘A Room of One’s Own’ is dedicated to an analysis of the patriarchal English society that has limited women’s liberty. Woolf reflects upon how men, the only gender allowed to keep their own money, have historically fed resources back into the universities and like institutions. These help they gain power in the first place. In contrast, the women’s university, the narrator stays at had to scrap together funds when it was chartered. Woolf presents that women are not even allowed in the library at the men’s college without special permission, or to cross the lawn.

Woolf repeatedly insists upon the necessity of an inheritance that requires no obligations and of the privacy of one’s own room for the promotion of creative genius. Without money, women are slavishly dependent on men; without privacy, constant interruptions block their creativity. Freedom of thought is hampered as women consume themselves with thoughts of gender. Woolf insists, “A woman must have money and a room of her own if she is to right fiction.” Especially she holds that a woman should have 500 pounds per year and a room with a lock on the door. For her own money, Woolf relied on an inheritance from her aunt; she claims it was give to her “For no other reason than that [she] share[d] her name.” The sum was 500 pounds per year, for the duration of Woolf’s life; the same amount she insists is vital to any woman wishing to write.

For the narrator of ‘A Room of One’s Own’ money is the primary element that prevents women from having a room of their own, and thus having a room of their own, and thus, having money is of the utmost importance. Because women do not have power, their creativity has been systematically stifled throughout the ages. The narrator writes, “Intellectual freedom depends upon material things. Poetry depends upon intellectual freedom. And women have always been poor, not for 200 years merely, but from the beginning of time…” She uses this quotation to explain why so few women have written successful poetry. She believes that the writing of novels lends itself more easily to frequent starts and stops, so women are more likely to write novels than poetry: women must content with frequent interruptions because they are so often deprived of a room of their own in which to write. Without money, women will remain in second place to their creative male counterparts. The financial discrepancy between men and women at the time of Woolf’s writing perpetuated the myth that women were less successful writers.

Virginia Woolf’s attention is drawn to a cat without a tail. The oddly jarring and incongruous sight of this cat is an exercise in allowing the reader to experience what it might feel to be a woman writer. Although the narrator goes on to make an interesting and valuable point about the atmosphere at her luncheon, she has lost her original point. This shift underscores her claim that women, who so often lack a room of their own and the time to write, cannot compete against the man who are not forced to struggle for such necessities.

Women have to free themselves from self-hatred and anger against men in order to show their creativity. Men always write negatively and rich men feel threatened that women can seize their power. Women have no confidence, as they are imprisoned. The sense of inferiority destroys their self-confidence and kills all the potentialities. They start to hate themselves. Therefore, Virginia Woolf’s point is that women have to come out from such mental barriers. They have to free their minds. As they are colonized in the world of men, they have to decolonize their minds first. It is a way towards real freedom.

Virginia Woolf gives reference to Elizabethan age where there was no women writer to show her creativity. They had freedom only in fiction and plays of Shakespeare. Shakespeare transcends about women’s freedom by creating Rosalind and Celia. In literature all these characters are created by male, women in literature have much strength and potentiality. In reality, they are slavish, dependent, and self-sacrificing character. Male writers upon them impose all these qualities. As women have no freedom represent them, men represent them in wrong way.

Giving importance to women’s freedom Woolf has made an imaginary sister of Shakespeare with equal genius like her brother. Judith Shakespeare is just as talented as her brother is, but while his talents are recognized and encouraged by their family and the rest of the society, Judith’s are under estimated and explicitly deemphasized. She writes but she is secretive and ashamed of it. She is engaged at a young age; when she begs not have to male, her beloved father beats her. She eventually commits suicide. Woolf invents the tragic figure of Judith to prove that a woman has talented, as Shakespeare could never have achieved such success. As women are maltreated in patriarchal society, they cannot flourish their .

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Pożyczki mieszkaniowe i budownicze w Banku BGŻ bez prowizji

W obecnym czasie w Banku BGŻ trwa promocja pożyczek hipotecznych i budowlanych, w tym kredytów preferencyjnych udostępnianych w ofercie programu Rodzina na swoim. W ofercie promocji Bank BGŻ nie bierze opłaty przygotowawczej za udostępnienie pożyczki.

Wszyscy klienci, którzy złożą pełne wnioski pożyczkowe do 30 kwietnia 2011 r. i zdecydują się na uruchomienie konta osobistego: Plan Aktywny, Plan 2, Plan 3, Plan Standardowy ewentualnie Konto Plus, z zadeklarowanym comiesięcznym wpływem w wysokości co najmniej 2.000 zł, nie zapłacą opłaty za udostępnienie zobowiązania.

Dzięki ogromnej sieci sprzedaży uruchomienie konta i złożenie wniosku kredytowego jest możliwe w }jakim kolwiek|dowolnym} oddziale Banku BGŻ względnie u współpracujących z bankiem pośredników sieciowych.

Teraz marża pożyczki może wynieść nawet 1,05 %, a RRSO od 6,2proc. W Banku BGŻ możliwe jest opłacenie 100% wartości domu również finalizowanie dodatkowych opłat (notarialnych, prawniczych). Niezależnie od atrakcyjnego oprocentowania, Instytucja finansowa proponuje również scalanie przedmiotów kredytowania i zapewnia długi czas kredytowania do 40 lat.

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